• TubularTittyFrog@lemmy.worldBanned from community
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    1 day ago

    the system is fine as long as you have good insurance. the average person still has employer sponsored insurance that is fairly decent.

    the shitty part of the system is those who are getting bad insurance. which is mostly those who are getting it outside of employer insurance. large employer insurance has lower rates because it’s a bigger pool of purchasing power. it’s small employers and independence insurance that screws people over.

    • dreamkeeper@literature.cafe
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      5 hours ago

      Lol no. You can have “decent insurance” and still have your Nazi insurance company suddenly decide not to cover a life threatening illness and instantly bankrupt you. Insurance companies are literal death panels.

      People die in this country every day because they put off uncovered treatment to avoid crippling debt.

      • AA5B@lemmy.world
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        4 hours ago

        That’s not a typical occurrence.

        The reality is that most people have insurance coverage, even if the cost is excessive, paperwork is excessive and there are too many coverage exceptions. And most people never encounter corporate death panels.

        This is yet another “us vs them” scenario. Enough voters can say “at least I have better coverage than ….” That there is less pressure to fix it and too many people afraid of losing what they have.

        Personally I have decent enough insurance (while I’m employed) that I would likely lose on universal coverage. However I’m aware of the total cost to myself and my employer, which is entirely obscene, and I realize it’s contingent on being employed, in an industry known for regular layoffs. I’m part of the problem since I’m “good enough” to not push for better, but also the solution since I would vote for universal coverage because I’m not a sociopath nor an idiot

      • Formfiller@lemmy.world
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        5 hours ago

        Yep we’re dealing with this now and they’ve spent a year asking for extra tests and specialist recommendations to obstruct the needed surgery. The only explanation at this point is they’re obstructing until job loss